Privacy Policy

Fudge Insurance ("Fudge Insurance," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit this website, request a quote, call us, or otherwise interact with our services. By using this site you agree to the practices described below.

1. Information we collect

We collect information you provide directly to us, including:

• Contact details such as name, email address, phone number, and mailing address.
• Property information including addresses, property type, occupancy, rental use, prior claims, and coverage history.
• Communications you send us by form, phone call, SMS, or email.

We also automatically collect limited technical information (IP address, browser type, device identifiers, referring pages, and pages viewed) through cookies and similar technologies.

2. How we use information

• Prepare quotes, place coverage, and service your policies.
• Verify eligibility, prevent fraud, and comply with legal obligations.
• Contact you by phone, SMS, or email about your request or policy.
• Improve our website, marketing, and customer service.

3. SMS and phone communications

By providing your phone number you consent to receive calls and text messages from Fudge Insurance and its authorized representatives, including messages sent using an automatic telephone dialing system, for quotes, servicing, and related follow-up. Message and data rates may apply. Message frequency varies. Reply STOP to opt out or HELP for help. Consent to marketing messages is not a condition of purchase.

4. How we share information

We share information only as needed to provide our services, including with:

• Insurance carriers, wholesalers, and MGAs to obtain quotes and bind coverage.
• Service providers that host our website, send communications, or process data on our behalf.
• Regulators, law enforcement, or others when required by law or to protect our rights.

We do not sell your personal information.

5. Cookies and analytics

We use cookies and similar technologies to operate the site, remember preferences, and measure performance. You can disable cookies in your browser, though parts of the site may not function correctly.

6. Data security and retention

We use reasonable administrative, technical, and physical safeguards to protect the information we hold. No system is 100% secure. We retain information for as long as needed to provide services, comply with legal obligations, resolve disputes, and enforce our agreements.

7. Your rights

Depending on your state of residence (including Florida), you may have the right to request access to, correction of, or deletion of your personal information, and to opt out of certain uses. To exercise these rights, contact us using the details below. We will verify your identity before responding.

8. Children's privacy

This site is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

9. Changes to this policy

We may update this Privacy Policy from time to time. Changes are effective when posted to this page with an updated "Last updated" date.

10. Contact us

Fudge Insurance
1155 S. Semoran Blvd., Suite 3-1142
Winter Park, FL 32792
Phone: (407) 965-4168